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8817 Thomas Drive , Unit A110
Panama City, FL 32408

$244,900 - Status: Active
Bed Icon Beds: 0
Bath Icon Baths: 1 full
Sq Feet Icon SQFT (H&C): 489
MLS Icon MLS# 789771

Position yourself for strong rental income and effortless beach living with this beautifully updated ground-floor studio at Top of the Gulf. Offering an exceptional blend of modern coastal style and excellent short-term rental appeal, this turnkey condo is an outstanding opportunity for both investors and second-home buyers seeking cash-flow potential along the Gulf Coast. Beautifully renovated, the condo showcases a fresh, contemporary interior with upgraded tile flooring, granite countertops in both the kitchen and bath, high-end soft-close cabinetry, a custom tiled walk-in shower, designer fixtures, updated furnishings, and a cozy fireplace feature that elevates the guest experience. Major system improvements include an updated HVAC system, hot water heater, appliances, and an enhanced owner's storage closet, creating a true move-in or rent-ready opportunity. One of the most desirable features of this residence is its rare ground-floor location with a private patio, exclusive to ground-floor units. Enjoy the convenience of stepping directly outside to your own garden-style outdoor space, ideal for morning coffee, relaxing after a beach day, or accommodating pet-friendly owner use in accordance with association rules. Guests and owners alike will appreciate the easy walk-out access to the Gulf-front pool, sugar-white sand beaches, and resort amenities without ever needing to use an elevator. Whether you are seeking a vacation rental, a personal beachfront retreat, or a low-maintenance investment property, this condo delivers exceptional versatility and value. Top of the Gulf offers an array of amenities including a Gulf-front pool, game room, BBQ and picnic areas, beach showers, snack bar, owners' lounge, and on-site management, all within one of Panama City Beach's most recognizable beachfront destinations on Thomas Drive.

Property Features

MLS#: 789771
Zip: 32408
Subdivision: Top Of The Gulf Condo
Development: 0323 - Beach - South Of Grand Lagoon
Property Type: Residential - Condominium
Cooling: Central Air, Ceiling Fan(s)
Heating: Central
Home Style: High Rise
Taxes: $2,585
Year Built: 1976
SQFT (H&C): 489

Feature Descriptions

Appliances: Electric Oven, Electric Water Heater
Association Amenities: Beach Rights
Building Features: Dumpster
Community Features: Barbecue, Beach, Clubhouse, Conference/Meeting Room, Elevator, Fitness Center, Park, Waterfront, Community Pool, Short Term Rental Allowed
Exterior: Concrete
Exterior Features: Patio
Parcel#: 34994-110-000
Patio/Porch: Patio
Pool: Community
Security: Security Guard, Security Service
Sewer: Public Sewer
Special View Info: Gulf
Utilities: Cable Connected
Waterfront: Gulf

Room Sizes

Family Room: 0 X 0 Level - First

Local Schools

High School: Arnold
Middle School: Breakfast Point
Elementary School: Breakfast Point

8817 Thomas Drive , Unit A110 | MLS# 789771

This condo located at 8817 Thomas Drive , Unit A110, Panama City, FL 32408 is currently listed for sale with an asking price of $244,900. This property was built in 1976 and with 489 sq. ft. Thomas Drive , Unit A110 is located in the Top Of The Gulf Condo subdivision. Search Top Of The Gulf Condo real estate on mfox.beachybeach.com today.

Listed By / Shown By

Listed By

Agency Name: Christies International Real Estate Emerald Coast

Shown By

Agent Name: Matthew Fox
Agent Phone: (850) 866-2423
Agency Title: Beachy Beach Real Estate

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Disclaimer: All information deemed reliable but not guaranteed. All properties are subject to prior sale, change or withdrawal. Neither listing broker(s) or information provider(s) shall be responsible for any typographical errors, misinformation, misprints and shall be held totally harmless. Listing(s) information is provided for consumers personal, non-commercial use and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing. Information on this site was last updated 05/12/2026. The listing information on this page last changed on 05/12/2026. The data relating to real estate for sale on this website comes in part from the Internet Data Exchange program of Delta Media Group MLS (last updated Tue 05/12/2026 5:23:37 PM EST) or Emerald Coast MLS (last updated Tue 05/12/2026 5:16:03 PM EST) or Central Panhandle Association of Realtors (last updated Tue 05/12/2026 5:17:28 PM EST). Real estate listings held by brokerage firms other than Beachy Beach Real Estate may be marked with the Internet Data Exchange logo and detailed information about those properties will include the name of the listing broker(s) when required by the MLS. All rights reserved.
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